Blog Post

Credit Card Payments Processing for Small Business

Jean Tan • Feb 13, 2020

Accept credit card payments 24/7 from anywhere, any time on any device

Payments by FirstTouch is a simple & safe way to collect credit card payments for small business owners


  • Easily accept credit card payments by entering clients’ payment details into the app
  • Accept any type of credit card & set your preferred currency
  • Securely charge or refund clients from your desktop, laptop, tablet or mobile
  • Works with various payment gateway providers, including PayPal & Stripe
  • No additional transaction fees
Payments by FirstTouch is a simple turnkey payment solution that does not have terminal fees, integration costs, additional fees that allows small business owners to collect Credit Card payments any time, anywhere on any device.

FirstTouch comes with a complete billing solution that incorporates recurring billing, quotations and invoicing capabilities. It also comes with CRM and  SMS Marketing at no additional charge. Find out more

No existing merchant account required.
Get paid faster with a 100% secure online payments processing solution.

No existing merchant account required. Get paid faster with a 100% secure online payments processing solution.

  • No Additional Fees

    Stripe and PayPal will charge (~SGD$0.50 + 3.4% onwards) for credit card processing.


    8 Connect Consulting does not collect any fees in addtion to this. FirstTouch cost a flat SGD$50/mth and nothing else.


    Other popular solutions in the market will charge an additional 0.4% onwards in addition to monthly subscription fees.

  • What Currency can I collect in?

    Stripe and Paypal provide payment processing in 135+ currencies.


    They will charge for currency conversions. However this will be charged to the user with little impact for you.

  • Can I use this for an event or roadshow?

    Yes you can. FirstTouch subscriptions are charged on a monthly basis at SGD$50/mth. There are no additional fees.

  • Don't have a Paypal or Stripe Account

    If you do not have a Paypal or Stripe account. You can set one up in a few minutes.


    If you are doing an event based collection and do not wish to get a separate Paypal or Stripe account, we can arrange one for you. However we will include a service charge on this.

  • Do I need additional/specialised hardware?

    No you do not. You will not even be required to download an App.


    FirstTouch works on any device with a browser and is completely responsive in design. You can choose to save the site on the home screen of your mobile phone or tablet for convenience.

  • Will this work for Retail and eCommerce?

    You can use FirstTouch for retail and eCommerce. However we have an even more complete eCommerce solution with FirstCommerce.

  • What is a merchant account?

    You do not need one to collevct Payments by FirstTouch.


     This is usually costly to apply for and maintain.


    A merchant account is a type of bank account that allows businesses to accept payments by debit or credit cards. So a merchant account is an agreement between a retailer, a merchant bank and payment processor for the settlement of credit card and/or debit card transactions.


    FirstSite works with Stripe and Paypal to provide your credit card processing gateway.


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